Step 1 · Utilities / Utilities
Utility Bill Analyzer
Estimate monthly utility cost and surface top savings opportunities.
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Start Here: Lowering Bills
A focused path to identify high-impact savings across utilities and efficiency upgrades.
Measure baseline utility costs first, then compare provider pricing and water usage sensitivity to identify low-friction savings.
Use solar and heat pump projections as long-horizon scenarios, then compare payback timing against your expected stay period.
Recommended order
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Step 2 · Utilities / Utilities
Energy Provider Compare
Compare two energy plans with monthly kWh, per-kWh rates, fixed fees, and annual savings estimate.
Step 3 · Utilities / Utilities
Water Usage Cost
Estimate water bill from monthly gallons, per-1,000-gallon rate, and fixed fees with usage sensitivity.
Step 4 · Utilities / Efficiency
Solar ROI
Estimate solar net cost, year-1 savings, payback timing, and horizon savings under utility-rate assumptions.
Step 5 · Utilities / Efficiency
Heat Pump Savings
Estimate low/base/high annual savings and payback ranges for heat pump installation.
Step 6 · Ownership / Ownership Costs
Maintenance Budget
Estimate low/base/high annual and monthly maintenance budgets from home value, age, and risk profile.
Important Disclosures
This calculator provides planning estimates for educational purposes only. Verify all assumptions with licensed professionals before making financial, legal, tax, insurance, or construction decisions.
- For educational and informational purposes only; results are not personalized advice.
- This tool does not provide financial, tax, legal, investment, insurance, lending, or contractor advice.
- No warranty is provided for accuracy, completeness, merchantability, or fitness for a particular purpose.
- Outputs are estimates and may differ materially from real-world quotes, rates, fees, taxes, underwriting outcomes, and market conditions.
- Rates, terms, fees, eligibility standards, and regulations can change at any time and vary by location, property, credit profile, and provider.
- You are responsible for verifying all inputs and independently validating outputs before relying on them.
- Consult qualified professionals such as lenders, CPAs, attorneys, licensed insurance agents, and contractors before acting.
- Projections and historical trends are not guarantees of future performance or results.
- Use of this tool does not create an advisory, fiduciary, brokerage, legal, insurance, or client relationship.